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In this scam the scammer will contact the victim and explain that either they or some close family member has had some tragic accident or medical emergency and will die or suffer grave consequences unless you send them enough money to pay for the medical fees.
Typical scenarios include traffic accidents, brain hemorrhages, heart attacks, kidney operations etc.
In many occasions the scammer may have primed the victim by previously telling you all about their fake mom, son daughter etc and the victim may have even spoken to the fake mom, son daughter etc on the phone or by email.
This is a ploy to gain greater sympathy from you when they reveal that “mom” will die in 24 hours unless you send the funds for an emergency operation.
Typically this involves asking a victim to send a small amount of money to buy food, pay for daily living expenses, internet access, hiring a private room with a webcam or numerous other variations on the above.
Shortly later they will tell you they need additional money for a passport, visa fees, transportation to the airport and miscellaneous expenses.
In some cases they will also tell the victim that the visa requirements state that they need to have a certain amount of money in their bank account so they can proof to the immigration official that they have sufficient funds for their visa.
Several weeks later the victim looks at their credit card statement and sees billing for adult chat services.
In this scam the scammer asks you to send money for fees for college, university or other educational activities.
Close to 10% of Filipinos live outside the Philippines.